The holidays are now over and it is not too late to purchase health insurance through The Health Insurance Marketplace at HealthCare.gov. To help you with the process, we’ve compiled the top items to know when choosing and enrolling in plans through the Marketplace. Read on to learn more about when to sign up, what to do after you enroll, and the discounts you could receive.
If you’re looking for a health insurance plan for yourself or your family you will have until March 31, 2014 to enroll online.
You’ll have the opportunity to compare private plans side-by-side and choose the one that best fits your lifestyle and budget. A number of upgrades have been made to HealthCare.gov, and applying for affordable, comprehensive coverage on HealthCare.gov is faster than ever before.
Once you sign up, make sure you pay your plan premium. Don’t forget to complete the final step of enrollment and pay your plan premium to your insurance company to ensure coverage.
If you’re losing coverage, check with your insurance company. If your insurance company has informed you that your current plan is being cancelled, contact them – you may be able to keep your old plan through 2014. Or, find a new plan through the Health Insurance Marketplace at HealthCare.gov.
You’ll likely find better coverage at a lower cost through the Marketplace. You, like most people signing up for coverage through the Health Insurance Marketplace, may qualify for financial assistance with your health plan. And that plan will come with new “essential health benefits,” such as preventive care benefits, ensuring that you have the coverage you need to stay healthy, and protection against big medical bills when you get sick.
The Marketplace is currently the only place where you can receive financial assistance with health insurance, so be sure to check your eligibility before March 31, 2014.
Don’t delay this important decision. Remember if you need health coverage, enroll by March 31, 2014 or you may be required to pay a shared responsibility payment. For assistance call Care Connection for Aging Services at 800-748-7826, the Health Insurance Marketplace at 800-318-2596, or visit www.healthcare.gov.